Introduction
Whether you’re framing houses in Grants Pass, running an HVAC crew in Medford, or installing flooring in Ashland, working as an artisan contractor in Southern Oregon comes with risk—and responsibility. At EIS Oregon, we specialize in protecting local contractors with comprehensive, customized insurance packages that include General Liability, Commercial Auto, and Workers’ Compensation coverage.
If you operate in Josephine County, Jackson County, or anywhere in the Rogue Valley, this post will walk you through the essential coverages your contracting business needs to stay protected, compliant, and competitive.
General Liability Insurance for Contractors in Southern Oregon
From job sites in Central Point to custom homes in Eagle Point, General Liability Insurance is the first line of defense against third-party claims. It covers:
- Bodily injury (e.g., a homeowner trips over equipment in Rogue River)
- Property damage (e.g., a plumbing mishap causes water damage in Shady Cove)
- Legal defense and court settlements
General liability is not just smart—it’s often required by property owners, general contractors, and municipalities across Southern Oregon, including cities like Talent, Phoenix, and White City.
Pro Tip from EIS Oregon: We can help you structure your policy to meet project-specific requirements—whether you’re working a one-time job in Jacksonville or bidding long-term contracts in Medford.
Commercial Auto Coverage: Don’t Leave Your Work Trucks at Risk
If you transport tools, materials, or employees in a work vehicle, personal auto insurance won’t protect you. That’s where Commercial Auto Insurance comes in.
It’s essential for contractors traveling between job sites in places like:
- Gold Hill
- Cave Junction
- Applegate
- Selma
- Grants Pass
Commercial auto coverage protects you against:
- At-fault accident liability
- Damage to work vehicles
- Theft of equipment in transit
- Hired or non-owned vehicle usage
Whether it’s a wrapped van in Ashland or a utility truck in Murphy, we’ll help you insure your fleet properly.
Workers’ Compensation: A Safety Net for Your Crew and Your Company
Oregon law requires most employers to carry Workers’ Compensation Insurance—and artisan contractors are no exception. Even if you only employ a few part-time workers or seasonal laborers in Josephine or Jackson County, workers’ comp:
- Covers medical bills and lost wages for injured employees
- Protects your business from lawsuits
- Helps build trust with clients and general contractors
Many local GCs in Medford, Grants Pass, and Ashland won’t sub out work to contractors without proof of active workers’ compensation coverage.
Why Contractors in Southern Oregon Trust EIS Oregon
At EIS Oregon, based in Grants Pass, we live and work where you do. We’re not some faceless national chain—we’re local risk managers who understand:
- Oregon’s labor laws and insurance regulations
- The unique challenges artisan contractors face
- How to tailor insurance packages to your trade and territory
We work with all the major carriers—including Nationwide, Liberty Mutual, The Hartford, and Travelers—to provide the right coverage at the best value.
We Proudly Serve Contractors Across Southern Oregon, Including:
- Grants Pass
- Medford
- Ashland
- Central Point
- Eagle Point
- Rogue River
- Phoenix
- Jacksonville
- White City
- Gold Hill
- Selma
- Cave Junction
- And more throughout Josephine and Jackson Counties
Schedule Your Contractor Insurance Consultation
Ready to protect your trade and your team? Let EIS Oregon help you build a custom insurance plan that keeps your business moving forward.
Call us today or
Schedule a consultation online in just a few clicks.